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By mastering financial literacy to speak the language of money, you become more capable of making informed decisions for your finances.

Annual Percentage Rate (APR) is a measure that captures the total cost of borrowing, expressed as an annual percentage.

Interest rates, expressed as a percentage, are the cost of borrowing money or the reward for saving it.

Capital refers to the assets that individuals or businesses use to create wealth. It is the fuel that powers the engine of economic growth.