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Appreciation is the increase in value of an asset over time. When something appreciates, it's worth more now than when you bought it.

Depreciation is the gradual reduction in the value of an asset over time. It reflects the wear and tear of an asset as it ages and is used.

A Real Estate Investment Trust (REIT) is a company that owns, operates, or finances income-producing real estate.

A mortgage is a financial bridge that lenders offer to help you buy your home now, allowing you to pay it off over 15 to 30 years.

Real estate is all about buying, selling, and owning property - homes, multifamily, office buildings, or land.

Active Investment seeks to beat the market through strategic buying and selling of stocks, bonds, or other assets.

Passive Investing is putting your money into investment vehicles that don’t require daily decisions or constant portfolio tinkering

Entrepreneurship is the art of turning an idea into a business, steering through uncertainties and challenges with an eye on growth.

A 529 Plan is a tax-advantaged investment plan run by states and educational institutions to make it easier for families to save for college

A Roth IRA is a unique investing vehicle where you pay taxes on money going into your account, and then all future withdrawals are tax-free.

An Individual Retirement Account (IRA) is a tax-advantaged investing tool that allows your savings to grow exponentially over time.

A 401(k) is a retirement account tool offered by many employers that allows you to save and invest a piece of your paycheck before taxes.

Leverage involves using borrowed money or financial instruments to increase the potential return of an investment.

An exchange rate is essentially the price of one country's currency in terms of another country's currency.

Forex Trading is about buying and selling currencies in the hope that the one you buy will increase in value compared to the one you sell.

A derivative is a financial instrument whose value is based on the performance of an underlying asset.

Options are contracts that give the right, but not obligation, to buy or sell an underlying asset at a predetermined price, in a time frame.

The gold standard is a monetary system in which a country's currency has a value directly linked to gold.

A recession is a significant decline in economic activity that lasts for months or even years.

Capital refers to the assets that individuals or businesses use to create wealth. It is the fuel that powers the engine of economic growth.