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A dividend is a portion of a company's earnings, paid out to its shareholders.

Mutual funds are created by multiple investors investing in a portfolio of stocks, bonds, and other securities.

A Financial Portfolio is a collection of different investments like stocks, bonds, mutual funds, real estate, or even cryptocurrency.

Diversification is spreading your investments across different asset types such as stocks, bonds, real estate, etc.

Every investment decision involves some level of risk, and the key is finding the right balance between risk and reward.