Why You’ve Been Playing the Wrong Money Game (And How to Win Now - Bank Money)
- Larry Jones
- 8 minutes ago
- 2 min read
Let me say something that might hurt a little: You’ve been taught the wrong money game—and it’s been costing you for years.
The traditional personal finance advice we’ve all grown up with sounds noble on the surface: “Work hard. Save money. Stay out of debt. Budget everything. Invest in a 401(k). Hope it’s enough.”
But here’s the truth nobody tells you: Banks don’t follow that advice. And they’re the ones winning.
The Bank Doesn’t Save—It Multiplies
Banks don’t save money for safety. They collect your savings and immediately put that money to work—loaning it out at higher interest, using it as leverage, and collecting income every single day from it.
You save for a rainy day. They leverage your savings into profits. While you're earning 0.01% in a savings account, they’re earning 6% to 25% on the same dollars—your dollars.
The Game They Taught You Was Defensive
Budgeting is defense. Frugality is defense. Cutting your coffee to “build wealth” is defense.
And what do banks do? They play offense.
They borrow money at low interest… and lend it at high interest. They move money fast. They reinvest. They build systems that create cash flow without them doing the work.
And guess what? You can do that too.
What If You Used the Bank’s Playbook? Bank Money!
That’s the whole premise of my book Bank Money: Mastering the Personal Finance Strategies Banks Don’t Want You to Know.
In it, I break down how banks:
Create money out of thin air (through leverage)
Use insurance to warehouse wealth tax-efficiently
Build cash flow systems that work 24/7
Lend money to create passive income
And automate everything to scale it without burnout
And then I show you how to apply those exact strategies in your own life—even if you don’t have millions in the bank.
You don’t have to “become a banker.” You just have to start thinking like one.
How to Start Playing the Right Game
Stop thinking like a saver. Think like a strategist. Your money should always have a job—not just sit in an account hoping to grow.
Start your own “personal bank.” Using tools like high-cash-value life insurance, you can create your own vault of tax-efficient, liquid capital.
Leverage cash to create income. Use your capital to fund rental properties, small business ventures, or private lending deals. Don’t just own assets—make sure they pay you monthly.
Systemize it. Track your flows, automate your wealth machine, and stop leaving your financial future to hope and chance.
You Are the System Now
This isn’t about hustle. It’s about building something smarter.
You’re not the customer anymore. You’re the lender. The owner. The operator of your own bank-level system.
That’s the new game. And once you see it, you can’t unsee it.
Ready to Flip the Script?
If you're tired of living paycheck to paycheck… tired of playing defense with your money… and ready to start multiplying instead of just surviving—
Then Bank Money is your next move.
