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Definition of a Limit Order A limit order lets you set the maximum price you’re willing to pay to buy, or the minimum price you’re willing to accept to sell. - Buy limit order: “Buy ABC if it hits $50 or less.” - Sell limit order: “Sell ABC if it reaches $75 or more.” Your broker won’t execute unless the market meets your limit. It protects you from paying more (on buys) or accepting less (on sells) than you want.

Definition of Market Order A market order is an instruction to buy or sell a security immediately at the best price currently available. It prioritizes speed of execution over the exact price you’ll pay or receive.

Definition of Reverse Stock Split A reverse stock split is when a company reduces the number of its outstanding shares while increasing the share price proportionally. Think of it like trading in 10 dimes for 1 dollar bill — you still have the same amount of money, but in fewer pieces.

Definition of Stock Split A stock split is a corporate action in which a company increases the number of its outstanding shares by issuing more shares to existing shareholders. Although the number of shares increases, the overall value of the company (market capitalization) stays the same. Think of it like cutting a pizza into more slices—more pieces, same amount of pizza.

Definition of Common Stock Common stock represents ownership in a company. When you buy common stock, you’re essentially buying a small slice of that business. As a shareholder, you’re entitled to a portion of the company’s profits (usually in the form of dividends if paid), and you have voting rights to help elect the board of directors or vote on major company decisions. Think of common stock as your seat at the table—albeit maybe at the back if you only own a few shares.

What is Preferred Stock? Preferred stock is a type of ownership in a company that has a higher claim on assets and earnings than common stock. That means if the company pays dividends, preferred shareholders get theirs first. If the company goes belly-up (let’s hope not), preferred shareholders also get paid before common stockholders—though still after bondholders.

Definition of Dividend Stock A dividend stock is a share in a company that regularly pays out a portion of its profits to shareholders in the form of dividends—typically on a quarterly basis. These payments are usually made in cash, but can also come as additional shares of stock.

Definition of Value Stock A value stock is a share of a company that appears to be trading for less than its intrinsic value. Think of it as a great company that’s momentarily on the clearance rack. Investors believe the stock is undervalued by the market and has solid fundamentals—like steady earnings, a strong balance sheet, and even dividends—but for whatever reason, Wall Street’s spotlight isn’t on it… yet.

Definition of Growth Stock A growth stock is a publicly traded company that is expected to grow at a rate significantly above the average for the overall market. These are the kinds of companies reinvesting their earnings back into the business instead of paying dividends, with the goal of expanding fast—think rocket fuel, not steady cruise.

Definition of Penny Stock A penny stock is typically a share of a small public company that trades for less than $5 per share. These stocks are often traded over-the-counter (OTC) through platforms like the OTC Bulletin Board or Pink Sheets, rather than on major exchanges like the NYSE or Nasdaq. Penny stocks are known for their low price, low trading volume, and high risk—but also the potential for high reward.

Definition of a Blue Chip Stock A blue chip stock refers to shares of a well-established, financially sound, and nationally recognized company with a history of reliable performance. Think of them as the all-star players in the stock market—companies that are leaders in their industries, pay regular dividends, and have a track record of weathering economic storms.

In financial and business terms, an acquisition usually refers to one company buying another. When Company A acquires Company B, it means A now owns B — its assets, customers, operations, and all the headaches that come with it. But zoom out a bit: acquisitions aren’t just for Fortune 500 CEOs. Regular people like you and me can use this concept in powerful ways.

Definition of Joint Venture A Joint Venture is a business arrangement where two or more parties agree to pool their resources for a specific task, project, or business activity. Each party contributes assets and shares profits, losses, and control, but they stay independent outside of the JV.

Definition of Franchise At its core, a franchise is a business model where one party (the franchisor) grants another party (the franchisee) the rights to use its brand name, business processes, and proven systems to sell a product or service. In exchange, the franchisee typically pays an initial fee and ongoing royalties to the franchisor. It’s like buying a “business in a box.” You get a recognizable brand, a tried-and-true operating playbook, and often ongoing support...

A C Corporation (or C Corp) is a type of business structure in the United States that’s legally separate from its owners (called shareholders). This means the corporation itself can own property, enter contracts, sue or be sued, and—here’s the kicker—pay its own taxes. Unlike sole proprietorships or partnerships where profits pass through directly to the owners, a C Corp files its own tax return and pays corporate income tax on profits. In plain English? A C Corporation is

Andy Stanley drives home: you arrive where the road you’re on takes you—regardless of where you hoped to end up. If your financial choices today aren’t aligned with where you say you want to be, it’s time for a U-turn. Or at least a pit stop to ask for directions ... You can intend to head to Wealthville, but if you’re driving toward Brokesville every month, guess what? You're going to arrive right on time—with empty pockets and a flat spare.

If you're financially savvy, disciplined, and playing the long game, here's a 4-step credit strategy that’s less about spending and more about positioning yourself for financial leverage.

The poor and middle class often struggle not just because of external forces but because they lack the knowledge to effectively manage and grow their wealth. The solution? Learning to Speak the Language of Money ...

Investing on autopilot removes the guesswork and emotional decision-making that causes many investors to lose money.

The richest people in the world follow structured, repeatable systems that ensure their money works for them 24/7.